Nick Bruining: It’s generous to be sure, but navigating Centrelink’s pension system is a real head-scratcher – MASHAHER

While Australia can proudly boast about a top-10 position among the world’s best retirement income systems, it can also easily claim the title as the most complicated.

None more so than the Centrelink income means test used for pensioners. It’s the test that keeps the Canberra bureaucrats busy and financial planners — like yours truly — fully employed.