100 Cities Where You’re Most and Least Likely To Live Paycheck to Paycheck – MASHAHER

Living paycheck to paycheck can mean a lot of different things depending on your unique financial situation and where you live. Sometimes, even if you work full time and own your own home there may not be a lot of wiggle room left over on payday once the bills have been seen to and you know, you’ve eaten. If you are looking to make some physical money moves to see if a new location can make your dollars make more sense, it’s good to know you have more affordable options.

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In a recent study, GOBankingRates found the cities in each state where you’re the most likely and least likely to live paycheck to paycheck. These averages were based on cost of expenditures, mortgage payments, cost of living and median household income. Here are some key takeaways:

• The city with the smallest positive amount of savings per month was recorded as the city with the most likely to live paycheck-to-paycheck

• The city with the highest savings is the city with the least likely to live paycheck to paycheck.

• Hickory Flat, Mississippi, was named the city with the lowest amount left for savings, which was estimated at $6.

• New Albany, Ohio, was named the city with the most money left for savings with a whopping $156,803.

Take a look at where you are most and least likely to live paycheck to paycheck.

Paycheck to Paycheck: Alabama

Most Likely To Live Paycheck to Paycheck: Shorter

• Average annual cost of expenditures: $22,838

• Average annual mortgage: $9,878

• Average annual cost of living: $32,716

• Household median income: $32,917

• Leftover savings estimate: $201

Least Likely To Live Paycheck to Paycheck: Mountain Brook

• Average annual cost of expenditures: $24,266

• Average annual mortgage: $59,081

• Average annual cost of living: $83,347

• Household median income: $167,007

• Leftover savings estimate: $83,660

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Paycheck to Paycheck: Alaska

Most Likely To Live Paycheck to Paycheck: Palmer

• Average annual cost of expenditures: $30,841

• Average annual mortgage: $27,783

• Average annual cost of living: $58,624

• Household median income: $68,929

• Leftover savings estimate: $10,305

Least Likely To Live Paycheck to Paycheck: Sterling

• Average annual cost of expenditures: $27,049

• Average annual mortgage: $24,545

• Average annual cost of living: $51,594

• Household median income: $98,542

• Leftover savings estimate: $46,948

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Paycheck to Paycheck: Arizona

Most Likely To Live Paycheck to Paycheck: Bullhead City

• Average annual cost of expenditures: $23,789

• Average annual mortgage: $22,741

• Average annual cost of living: $46,530

• Household median income: $47,129

• Leftover savings estimate: $599

Least Likely To Live Paycheck to Paycheck: Vail

• Average annual cost of expenditures: $23,735

• Average annual mortgage: $29,848

• Average annual cost of living: $53,584

• Household median income: $120,179

• Leftover savings estimate: $66,595

Paycheck to Paycheck: Arkansas

Most Likely To Live Paycheck to Paycheck: Lewisville

• Average annual cost of expenditures: $21,174

• Average annual mortgage: $6,551

• Average annual cost of living: $27,725

• Household median income: $29,250

• Leftover savings estimate: $1,525

Least Likely To Live Paycheck to Paycheck: Haskell

• Average annual cost of expenditures: $22,314

• Average annual mortgage: $13,881

• Average annual cost of living: $36,196

• Household median income: $98,571

• Leftover savings estimate: $62,375

Paycheck to Paycheck: California

Most Likely To Live Paycheck to Paycheck: Arden-Arcade

• Average annual cost of expenditures: $25,943

• Average annual mortgage: $38,505

• Average annual cost of living: $64,448

• Household median income: $64,479

• Leftover savings estimate: $31

Least Likely To Live Paycheck to Paycheck: Granite Bay

• Average annual cost of expenditures: $26,235

• Average annual mortgage: $81,775

• Average annual cost of living: $108,010

• Household median income: $177,803

• Leftover savings estimate: $69,793

Paycheck to Paycheck: Colorado

Most Likely To Live Paycheck to Paycheck: Greenwood Village

• Average annual cost of expenditures: $24,478

• Average annual mortgage: $113,988

• Average annual cost of living: $138,466

• Household median income: $139,144

• Leftover savings estimate: $678

Least Likely To Live Paycheck to Paycheck: Castle Pines

• Average annual cost of expenditures: $24,827

• Average annual mortgage: $65,875

• Average annual cost of living: $90,702

• Household median income: $189,280

• Leftover savings estimate: $98,578

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Paycheck to Paycheck: Connecticut

Most Likely To Live Paycheck to Paycheck: New Haven

• Average annual cost of expenditures: $28,843

• Average annual mortgage: $22,745

• Average annual cost of living: $51,588

• Household median income: $54,305

• Leftover savings estimate: $2,717

Least Likely To Live Paycheck to Paycheck: Weston

• Average annual cost of expenditures: $30,839

• Average annual mortgage: $85,595

• Average annual cost of living: $116,434

• Household median income: $250,000

• Leftover savings estimate: $133,566

Paycheck to Paycheck: Delaware

Most Likely To Live Paycheck to Paycheck: Seaford

• Average annual cost of expenditures: $24,683

• Average annual mortgage: $21,498

• Average annual cost of living: $46,181

• Household median income: $49,469

• Leftover savings estimate: $3,288

Least Likely To Live Paycheck to Paycheck: Hockessin

• Average annual cost of expenditures: $26,606

• Average annual mortgage: $41,457

• Average annual cost of living: $68,063

• Household median income: $164,848

• Leftover savings estimate: $96,785

Paycheck to Paycheck: Florida

Most Likely To Live Paycheck to Paycheck: Wilton Manors

• Average annual cost of expenditures: $26,515

• Average annual mortgage: $54,747

• Average annual cost of living: $81,262

• Household median income: $81,424

• Leftover savings estimate: $162

Least Likely To Live Paycheck to Paycheck: Gotha

• Average annual cost of expenditures: $25,659

• Average annual mortgage: $36,055

• Average annual cost of living: $61,714

• Household median income: $174,750

• Leftover savings estimate: $113,036

Paycheck to Paycheck: Georgia

Most Likely To Live Paycheck to Paycheck: Athens

• Average annual cost of expenditures: $23,701

• Average annual mortgage: $23,955

• Average annual cost of living: $47,656

• Household median income: $47,798

• Leftover savings estimate: $142

Least Likely To Live Paycheck to Paycheck: Decatur

• Average annual cost of expenditures: $25,801

• Average annual mortgage: $22,396

• Average annual cost of living: $48,197

• Household median income: $129,992

• Leftover savings estimate: $81,795

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Paycheck to Paycheck: Hawaii

Most Likely To Live Paycheck to Paycheck: Makawao

• Average annual cost of expenditures: $30,490

• Average annual mortgage: $77,891

• Average annual cost of living: $108,381

• Household median income: $109,385

• Leftover savings estimate: $1,004

Least Likely To Live Paycheck to Paycheck: Kapolei

• Average annual cost of expenditures: $32,208

• Average annual mortgage: $65,349

• Average annual cost of living: $97,557

• Household median income: $121,768

• Leftover savings estimate: $24,211

Paycheck to Paycheck: Idaho

Most Likely To Live Paycheck to Paycheck: Coeur d’Alene

• Average annual cost of expenditures: $23,112

• Average annual mortgage: $40,302

• Average annual cost of living: $63,414

• Household median income: $65,786

• Leftover savings estimate: $2,372

Least Likely To Live Paycheck to Paycheck: Meridian

• Average annual cost of expenditures: $23,128

• Average annual mortgage: $37,572

• Average annual cost of living: $60,700

• Household median income: $93,296

• Leftover savings estimate: $32,596

Paycheck to Paycheck: Illinois

Most Likely To Live Paycheck to Paycheck: East Saint Louis

• Average annual cost of expenditures: $23,340

• Average annual mortgage: $2,700

• Average annual cost of living: $26,041

• Household median income: $28,519

• Leftover savings estimate: $2,478

Least Likely To Live Paycheck to Paycheck: Hinsdale

• Average annual cost of expenditures: $26,345

• Average annual mortgage: $78,604

• Average annual cost of living: $104,949

• Household median income: $250,000

• Leftover savings estimate: $145,051

Paycheck to Paycheck: Indiana

Most Likely To Live Paycheck to Paycheck: Shoal

• Average annual cost of expenditures: $20,923

• Average annual mortgage: $11,818

• Average annual cost of living: $32,741

• Household median income: $35,724

• Leftover savings estimate: $2,983

Least Likely To Live Paycheck to Paycheck: Zionsville

• Average annual cost of expenditures: $23,657

• Average annual mortgage: $43,588

• Average annual cost of living: $67,245

• Household median income: $152,788

• Leftover savings estimate: $85,543

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Paycheck to Paycheck: Iowa

Most Likely To Live Paycheck to Paycheck: Iowa City

• Average annual cost of expenditures: $25,123

• Average annual mortgage: $22,707

• Average annual cost of living: $47,831

• Household median income: $54,879

• Leftover savings estimate: $7,048

Least Likely To Live Paycheck to Paycheck: Clive

• Average annual cost of expenditures: $22,052

• Average annual mortgage: $30,930

• Average annual cost of living: $52,982

• Household median income: $124,908

• Leftover savings estimate: $71,926

Paycheck to Paycheck: Kansas

Most Likely To Live Paycheck to Paycheck: Oaklawn-Sunview

• Average annual cost of expenditures: $22,797

• Average annual mortgage: $5,453

• Average annual cost of living: $28,250

• Household median income: $33,804

• Leftover savings estimate: $5,554

Least Likely To Live Paycheck to Paycheck: Mission Hills

• Average annual cost of expenditures: $23,612

• Average annual mortgage: $99,291

• Average annual cost of living: $122,903

• Household median income: $250,000

• Leftover savings estimate: $127,097

Paycheck to Paycheck: Kentucky

Most Likely To Live Paycheck to Paycheck: Murray

• Average annual cost of expenditures: $21,969

• Average annual mortgage: $12,253

• Average annual cost of living: $34,222

• Household median income: $37,421

• Leftover savings estimate: $3,199

Least Likely To Live Paycheck to Paycheck: Prospect

• Average annual cost of expenditures: $23,902

• Average annual mortgage: $45,963

• Average annual cost of living: $69,866

• Household median income: $173,528

• Leftover savings estimate: $103,662

Paycheck to Paycheck: Louisiana

Most Likely To Live Paycheck to Paycheck: Bastrop

• Average annual cost of expenditures: $23,470

• Average annual mortgage: $5,629

• Average annual cost of living: $29,099

• Household median income: $29,286

• Leftover savings estimate: $187

Least Likely To Live Paycheck to Paycheck: Youngsville

• Average annual cost of expenditures: $25,474

• Average annual mortgage: $19,608

• Average annual cost of living: $45,082

• Household median income: $111,619

• Leftover savings estimate: $66,537

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Paycheck to Paycheck: Maine

Most Likely To Live Paycheck to Paycheck: Old Orchard Beach

• Average annual cost of expenditures: $24,785

• Average annual mortgage: $36,631

• Average annual cost of living: $61,416

• Household median income: $62,335

• Leftover savings estimate: $919

Least Likely To Live Paycheck to Paycheck: Gorham

• Average annual cost of expenditures: $23,586

• Average annual mortgage: $38,118

• Average annual cost of living: $61,705

• Household median income: $96,332

• Leftover savings estimate: $34,627

Paycheck to Paycheck: Maryland

Most Likely To Live Paycheck to Paycheck: Ocean City

• Average annual cost of expenditures: $22,635

• Average annual mortgage: $36,621

• Average annual cost of living: $59,256

• Household median income: $62,401

• Leftover savings estimate: $3,145

Least Likely To Live Paycheck to Paycheck: Garrett Park

• Average annual cost of expenditures: $27,630

• Average annual mortgage: $74,603

• Average annual cost of living: $102,233

• Household median income: $250,000

• Leftover savings estimate: $147,767

Paycheck to Paycheck: Massachusetts

Most Likely To Live Paycheck to Paycheck: Lynn

• Average annual cost of expenditures: $27,683

• Average annual mortgage: $40,659

• Average annual cost of living: $68,342

• Household median income: $70,046

• Leftover savings estimate: $1,704

Least Likely To Live Paycheck to Paycheck: Sharon

• Average annual cost of expenditures: $27,835

• Average annual mortgage: $61,909

• Average annual cost of living: $89,744

• Household median income: $173,938

• Leftover savings estimate: $84,194

Paycheck to Paycheck: Michigan

Most Likely To Live Paycheck to Paycheck: East Lansing

• Average annual cost of expenditures: $22,182

• Average annual mortgage: $21,325

• Average annual cost of living: $43,507

• Household median income: $44,094

• Leftover savings estimate: $587

Least Likely To Live Paycheck to Paycheck: Bloomfield Hills

• Average annual cost of expenditures: $24,367

• Average annual mortgage: $49,144

• Average annual cost of living: $73,511

• Household median income: $200,054

• Leftover savings estimate: $126,543

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Paycheck to Paycheck: Minnesota

Most Likely To Live Paycheck to Paycheck: Floodwood

• Average annual cost of expenditures: $21,542

• Average annual mortgage: $11,395

• Average annual cost of living: $32,937

• Household median income: $34,583

• Leftover savings estimate: $1,646

Least Likely To Live Paycheck to Paycheck: Victoria

• Average annual cost of expenditures: $24,013

• Average annual mortgage: $41,896

• Average annual cost of living: $65,909

• Household median income: $179,515

• Leftover savings estimate: $113,606

Paycheck to Paycheck: Mississippi

Most Likely To Live Paycheck to Paycheck: Hickory Flat

• Average annual cost of expenditures: $23,545

• Average annual mortgage: $9,668

• Average annual cost of living: $33,213

• Household median income: $33,219

• Leftover savings estimate: $6

Least Likely To Live Paycheck to Paycheck: Madison

• Average annual cost of expenditures: $22,969

• Average annual mortgage: $28,520

• Average annual cost of living: $51,489

• Household median income: $124,575

• Leftover savings estimate: $73,086

Paycheck to Paycheck: Missouri

Most Likely To Live Paycheck to Paycheck: Humansville

• Average annual cost of expenditures: $23,221

• Average annual mortgage: $11,551

• Average annual cost of living: $34,772

• Household median income: $35,278

• Leftover savings estimate: $506

Least Likely To Live Paycheck to Paycheck: Ladue

• Average annual cost of expenditures: $23,980

• Average annual mortgage: $84,576

• Average annual cost of living: $108,556

• Household median income: $250,000

• Leftover savings estimate: $141,444

Paycheck to Paycheck: Montana

Most Likely To Live Paycheck to Paycheck: Livingston

• Average annual cost of expenditures: $23,578

• Average annual mortgage: $38,988

• Average annual cost of living: $62,565

• Household median income: $62,893

• Leftover savings estimate: $328

Least Likely To Live Paycheck to Paycheck: Havre

• Average annual cost of expenditures: $22,332

• Average annual mortgage: $18,188

• Average annual cost of living: $40,520

• Household median income: $63,143

• Leftover savings estimate: $22,623

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Paycheck to Paycheck: Nebraska

Most Likely To Live Paycheck to Paycheck: Humboldt

• Average annual cost of expenditures: $23,661

• Average annual mortgage: $9,336

• Average annual cost of living: $32,997

• Household median income: $42,708

• Leftover savings estimate: $9,711

Least Likely To Live Paycheck to Paycheck: Geneva

• Average annual cost of expenditures: $22,910

• Average annual mortgage: $11,116

• Average annual cost of living: $34,026

• Household median income: $86,667

• Leftover savings estimate: $52,641

Paycheck to Paycheck: Nevada

Most Likely To Live Paycheck to Paycheck: Gardnerville

• Average annual cost of expenditures: $23,129

• Average annual mortgage: $41,876

• Average annual cost of living: $65,006

• Household median income: $66,157

• Leftover savings estimate: $1,151

Least Likely To Live Paycheck to Paycheck: Spring Creek

• Average annual cost of expenditures: $25,860

• Average annual mortgage: $26,351

• Average annual cost of living: $52,211

• Household median income: $109,952

• Leftover savings estimate: $57,741

Paycheck to Paycheck: New Hampshire

Most Likely To Live Paycheck to Paycheck: Berlin

• Average annual cost of expenditures: $21,601

• Average annual mortgage: $12,799

• Average annual cost of living: $34,400

• Household median income: $41,638

• Leftover savings estimate: $7,238

Least Likely To Live Paycheck to Paycheck: Amherst

• Average annual cost of expenditures: $24,778

• Average annual mortgage: $46,834

• Average annual cost of living: $71,612

• Household median income: $144,940

• Leftover savings estimate: $73,328

Paycheck to Paycheck: New Jersey

Most Likely To Live Paycheck to Paycheck: New Brunswick

• Average annual cost of expenditures: $27,415

• Average annual mortgage: $29,701

• Average annual cost of living: $57,116

• Household median income: $57,138

• Leftover savings estimate: $22

Least Likely To Live Paycheck to Paycheck: Chatham

• Average annual cost of expenditures: $29,057

• Average annual mortgage: $88,606

• Average annual cost of living: $117,662

• Household median income: $250,000

• Leftover savings estimate: $132,338

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Paycheck to Paycheck: New Mexico

Most Likely To Live Paycheck to Paycheck: Silver City

• Average annual cost of expenditures: $20,467

• Average annual mortgage: $16,202

• Average annual cost of living: $36,669

• Household median income: $36,853

• Leftover savings estimate: $184

Least Likely To Live Paycheck to Paycheck: Los Alamos

• Average annual cost of expenditures: $20,468

• Average annual mortgage: $41,162

• Average annual cost of living: $61,630

• Household median income: $130,342

• Leftover savings estimate: $68,712

Paycheck to Paycheck: New York

Most Likely To Live Paycheck to Paycheck: Sleepy Hollow

• Average annual cost of expenditures: $28,936

• Average annual mortgage: $69,476

• Average annual cost of living: $98,412

• Household median income: $98,580

• Leftover savings estimate: $168

Least Likely To Live Paycheck to Paycheck: Merrick

• Average annual cost of expenditures: $32,825

• Average annual mortgage: $55,894

• Average annual cost of living: $88,718

• Household median income: $185,368

• Leftover savings estimate: $96,650

Paycheck to Paycheck: North Carolina

Most Likely To Live Paycheck to Paycheck: Denver

• Average annual cost of expenditures: $25,101

• Average annual mortgage: $39,366

• Average annual cost of living: $64,467

• Household median income: $65,577

• Leftover savings estimate: $1,110

Least Likely To Live Paycheck to Paycheck: Summerfield

• Average annual cost of expenditures: $22,241

• Average annual mortgage: $34,932

• Average annual cost of living: $57,173

• Household median income: $148,182

• Leftover savings estimate: $91,009

Paycheck to Paycheck: North Dakota

Most Likely To Live Paycheck to Paycheck: Devils Lake

• Average annual cost of expenditures: $22,926

• Average annual mortgage: $15,391

• Average annual cost of living: $38,316

• Household median income: $41,203

• Leftover savings estimate: $2,887

Least Likely To Live Paycheck to Paycheck: West Fargo

• Average annual cost of expenditures: $23,984

• Average annual mortgage: $23,564

• Average annual cost of living: $47,548

• Household median income: $96,929

• Leftover savings estimate: $49,381

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Paycheck to Paycheck: Ohio

Most Likely To Live Paycheck to Paycheck: New Boston

• Average annual cost of expenditures: $22,002

• Average annual mortgage: $4,294

• Average annual cost of living: $26,296

• Household median income: $26,972

• Leftover savings estimate: $676

Least Likely To Live Paycheck to Paycheck: New Albany

• Average annual cost of expenditures: $23,169

• Average annual mortgage: $48,852

• Average annual cost of living: $72,021

• Household median income: $224,824

• Leftover savings estimate: $152,803

Paycheck to Paycheck: Oklahoma

Most Likely To Live Paycheck to Paycheck: Konawa

• Average annual cost of expenditures: $26,215

• Average annual mortgage: $6,469

• Average annual cost of living: $32,683

• Household median income: $32,721

• Leftover savings estimate: $38

Least Likely To Live Paycheck to Paycheck: Jenks

• Average annual cost of expenditures: $23,596

• Average annual mortgage: $24,185

• Average annual cost of living: $47,781

• Household median income: $101,767

• Leftover savings estimate: $53,986

Paycheck to Paycheck: Oregon

Most Likely To Live Paycheck to Paycheck: Ashland

• Average annual cost of expenditures: $23,030

• Average annual mortgage: $40,271

• Average annual cost of living: $63,300

• Household median income: $64,767

• Leftover savings estimate: $1,467

Least Likely To Live Paycheck to Paycheck: West Linn

• Average annual cost of expenditures: $25,480

• Average annual mortgage: $57,874

• Average annual cost of living: $83,354

• Household median income: $134,116

• Leftover savings estimate: $50,762

Paycheck to Paycheck: Pennsylvania

Most Likely To Live Paycheck to Paycheck: Reading

• Average annual cost of expenditures: $25,401

• Average annual mortgage: $17,413

• Average annual cost of living: $42,814

• Household median income: $42,852

• Leftover savings estimate: $38

Least Likely To Live Paycheck to Paycheck: Wyncote

• Average annual cost of expenditures: $25,457

• Average annual mortgage: $30,629

• Average annual cost of living: $56,086

• Household median income: $130,833

• Leftover savings estimate: $74,747

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Paycheck to Paycheck: Rhode Island

Most Likely To Live Paycheck to Paycheck: Woonsocket

• Average annual cost of expenditures: $25,129

• Average annual mortgage: $26,113

• Average annual cost of living: $51,242

• Household median income: $54,398

• Leftover savings estimate: $3,156

Least Likely To Live Paycheck to Paycheck: Warwick

• Average annual cost of expenditures: $24,604

• Average annual mortgage: $27,769

• Average annual cost of living: $52,373

• Household median income: $81,009

• Leftover savings estimate: $28,636

Paycheck to Paycheck: South Carolina

Most Likely To Live Paycheck to Paycheck: Calhoun Falls

• Average annual cost of expenditures: $21,123

• Average annual mortgage: $7,400

• Average annual cost of living: $28,523

• Household median income: $30,078

• Leftover savings estimate: $1,555

Least Likely To Live Paycheck to Paycheck: Tega Cay

• Average annual cost of expenditures: $24,365

• Average annual mortgage: $42,007

• Average annual cost of living: $66,372

• Household median income: $140,172

• Leftover savings estimate: $73,800

Paycheck to Paycheck: South Dakota

Most Likely To Live Paycheck to Paycheck: Spearfish

• Average annual cost of expenditures: $25,927

• Average annual mortgage: $30,980

• Average annual cost of living: $56,907

• Household median income: $58,734

• Leftover savings estimate: $1,827

Least Likely To Live Paycheck to Paycheck: Brandon

• Average annual cost of expenditures: $22,567

• Average annual mortgage: $26,955

• Average annual cost of living: $49,522

• Household median income: $101,747

• Leftover savings estimate: $52,225

Paycheck to Paycheck: Tennessee

Most Likely To Live Paycheck to Paycheck: Crossville

• Average annual cost of expenditures: $22,908

• Average annual mortgage: $21,446

• Average annual cost of living: $44,354

• Household median income: $44,375

• Leftover savings estimate: $21

Least Likely To Live Paycheck to Paycheck: Ridgeside

• Average annual cost of expenditures: $22,508

• Average annual mortgage: $39,566

• Average annual cost of living: $62,074

• Household median income: $158,750

• Leftover savings estimate: $96,676

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Paycheck to Paycheck: Texas

Most Likely To Live Paycheck to Paycheck: Nacogdoches

• Average annual cost of expenditures: $21,498

• Average annual mortgage: $15,137

• Average annual cost of living: $36,635

• Household median income: $37,612

• Leftover savings estimate: $977

Least Likely To Live Paycheck to Paycheck: Lantana

• Average annual cost of expenditures: $24,794

• Average annual mortgage: $44,621

• Average annual cost of living: $69,415

• Household median income: $205,412

• Leftover savings estimate: $135,997

Paycheck to Paycheck: Utah

Most Likely To Live Paycheck to Paycheck: Logan

• Average annual cost of expenditures: $24,135

• Average annual mortgage: $27,701

• Average annual cost of living: $51,836

• Household median income: $52,473

• Leftover savings estimate: $637

Likely To Live Paycheck to Paycheck: Highland

• Average annual cost of expenditures: $23,115

• Average annual mortgage: $67,148

• Average annual cost of living: $90,263

• Household median income: $166,429

• Leftover savings estimate: $76,166

Paycheck to Paycheck: Vermont

Most Likely To Live Paycheck to Paycheck: Barre

• Average annual cost of expenditures: $29,267

• Average annual mortgage: $21,013

• Average annual cost of living: $50,280

• Household median income: $53,798

• Leftover savings estimate: $3,518

Least Likely To Live Paycheck to Paycheck: Shelburne

• Average annual cost of expenditures: $30,485

• Average annual mortgage: $52,249

• Average annual cost of living: $82,734

• Household median income: $102,213

• Leftover savings estimate: $19,479

Paycheck to Paycheck: Virginia

Most Likely To Live Paycheck to Paycheck: Scottsburg

• Average annual cost of expenditures: $22,044

• Average annual mortgage: $8,227

• Average annual cost of living: $30,271

• Household median income: $31,250

• Leftover savings estimate: $979

Least Likely To Live Paycheck to Paycheck: Dunn Loring

• Average annual cost of expenditures: $27,187

• Average annual mortgage: $85,839

• Average annual cost of living: $113,026

• Household median income: $238,734

• Leftover savings estimate: $125,708

Learn More: 5 Signs Boomers Have Enough Savings To Last in Retirement

Paycheck to Paycheck: Washington

Most Likely To Live Paycheck to Paycheck: Bellevue

• Average annual cost of expenditures: $26,849

• Average annual mortgage: $121,577

• Average annual cost of living: $148,426

• Household median income: $149,551

• Leftover savings estimate: $1,125

Least Likely To Live Paycheck to Paycheck: Snoqualmie

• Average annual cost of expenditures: $26,221

• Average annual mortgage: $81,428

• Average annual cost of living: $107,648

• Household median income: $186,353

• Leftover savings estimate: $78,705

Paycheck to Paycheck: West Virginia

Most Likely To Live Paycheck to Paycheck: Kermit

• Average annual cost of expenditures: $24,767

• Average annual mortgage: $5,333

• Average annual cost of living: $30,100

• Household median income: $30,625

• Leftover savings estimate: $525

Least Likely To Live Paycheck to Paycheck: West Union

• Average annual cost of expenditures: $23,960

• Average annual mortgage: $7,748

• Average annual cost of living: $31,708

• Household median income: $88,833

• Leftover savings estimate: $57,125

Paycheck to Paycheck: Wisconsin

Most Likely To Live Paycheck to Paycheck: Whitewater

• Average annual cost of expenditures: $21,709

• Average annual mortgage: $22,567

• Average annual cost of living: $44,276

• Household median income: $46,135

• Leftover savings estimate: $1,859

Least Likely To Live Paycheck to Paycheck: Whitefish Bay

• Average annual cost of expenditures: $23,672

• Average annual mortgage: $42,531

• Average annual cost of living: $66,203

• Household median income: $142,356

• Leftover savings estimate: $76,153

Paycheck to Paycheck: Wyoming

Most Likely To Live Paycheck to Paycheck: Sheridan

• Average annual cost of expenditures: $27,353

• Average annual mortgage: $29,388

• Average annual cost of living: $56,741

• Household median income: $57,667

• Leftover savings estimate: $926

Least Likely To Live Paycheck to Paycheck: Gillette

• Average annual cost of expenditures: $26,324

• Average annual mortgage: $22,971

• Average annual cost of living: $49,295

• Household median income: $90,415

• Leftover savings estimate: $41,120

Methodology: For this study, GOBankingRates found the cities in each state where you’re the most likely and least likely to live paycheck to paycheck. First GOBankingRates gathered cost of living indexes for over 6,400 cities across the United States. For each city the average single-family home value from April of 2024 was found as sourced from Zillow Home Value Index. By assuming a 10% downpayment and using the national 30-year fixed mortgage rate, the average mortgage cost can be calculated. Using the average mortgage cost and the average expenditure cost, the total cost of living can be calculated. Using the median household income, as sourced from the U.S. Census American Community Survey, the average amount of savings after the total annual cost of living can be calculated. The city with the smallest positive amount of savings per month was recorded as the city with the most likely to live paycheck to paycheck and the city with the highest savings is the city with the least likely to live paycheck to paycheck. All data was collected on and is up to date as of May 24, 2024.

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This article originally appeared on GOBankingRates.com: 100 Cities Where You’re Most and Least Likely To Live Paycheck to Paycheck